Do you have a workers’ compensation claim?

The idea that you could be injured on the job haunts many workers, especially those living paycheck to paycheck, which in these uncertain financial times includes many American workers. If this happens, you may require immediate medical attention. Along with your injuries, there's a good chance you won't be able to return to your position in the near future.

If you have reason to believe you are eligible to make a workers' compensation claim, it's imperative that you do so in a timely manner. You should immediately report your injury to your employer. You don't want to wait to do so, as this could cloud the water in terms of where and when the injury happened.

From there, complete a workers' compensation claim form, which your employer is required to provide to you. It's important that you understand that your employer cannot do anything else until you complete the claim form.

It's not always possible to do this immediately if you suffered a serious injury, but you need to file your workers' compensation claim as fast as possible. Not only does this speed up the payment of benefits, but it helps avoid potential delays.

If you have a workers' compensation claim, don't hesitate to take full advantage of the benefits that are due to you. Once you file your claim, you'll either receive benefits or be denied.

A denial doesn't mean you should stop there. You can always file an appeal with the hopes that the insurance company will overturn the denial, thus paying your benefits in the near future.

Source: FindLaw, "Workers' Comp In-Depth," accessed Sep. 08, 2016

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